BEGIN:VCARD VERSION:2.1 N:Smith;Susan;;; FN:Susan Smith ORG:AVÊÓƵ;Accounting and Finance TITLE:Visiting Professor TEL;WORK;VOICE: EMAIL;PREF;INTERNET:Susan.Smith@sussex.ac.uk URL;WORK:/profiles/323978 PHOTO;TYPE=JPEG;ENCODING=BASE64: /9j/4AAQSkZJRgABAQAAAQABAAD//gA7Q1JFQVRPUjogZ2QtanBlZyB2MS4wICh1c2luZyBJSkcg SlBFRyB2ODApLCBxdWFsaXR5ID0gODAK/9sAQwAGBAUGBQQGBgUGBwcGCAoQCgoJCQoUDg8MEBcU GBgXFBYWGh0lHxobIxwWFiAsICMmJykqKRkfLTAtKDAlKCko/9sAQwEHBwcKCAoTCgoTKBoWGigo KCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgo/8AAEQgAyACN AwEiAAIRAQMRAf/EAB8AAAEFAQEBAQEBAAAAAAAAAAABAgMEBQYHCAkKC//EALUQAAIBAwMCBAMF BQQEAAABfQECAwAEEQUSITFBBhNRYQcicRQygZGhCCNCscEVUtHwJDNicoIJChYXGBkaJSYnKCkq NDU2Nzg5OkNERUZHSElKU1RVVldYWVpjZGVmZ2hpanN0dXZ3eHl6g4SFhoeIiYqSk5SVlpeYmZqi o6Slpqeoqaqys7S1tre4ubrCw8TFxsfIycrS09TV1tfY2drh4uPk5ebn6Onq8fLz9PX29/j5+v/E AB8BAAMBAQEBAQEBAQEAAAAAAAABAgMEBQYHCAkKC//EALURAAIBAgQEAwQHBQQEAAECdwABAgMR BAUhMQYSQVEHYXETIjKBCBRCkaGxwQkjM1LwFWJy0QoWJDThJfEXGBkaJicoKSo1Njc4OTpDREVG R0hJSlNUVVZXWFlaY2RlZmdoaWpzdHV2d3h5eoKDhIWGh4iJipKTlJWWl5iZmqKjpKWmp6ipqrKz tLW2t7i5usLDxMXGx8jJytLT1NXW19jZ2uLj5OXm5+jp6vLz9PX29/j5+v/aAAwDAQACEQMRAD8A rx6reQ4JZvzrUs/EM4A3bqzp0Hl5pbaNdvStLsyOmtvErAjcT+Na1t4hRgMsK4oRr6VMiqBx/Onc Lnfw63CxwW5+taMN2kgyGrymR3W4TY5H412+iyE24y2TQHMdIZVx1FVppl6ZFUL64aOBiD0rzXXf F8tldsnOBSGmemzuD3FZF2N2ea4G28clxhjg+9WYvFySSY3DmiwzrooBnOKtrGABxXPWviCFwPmF aMWrwt/EKViro0kiUkZAq5BDjlGKms6C/hc8MK1bWaNxwwoGXYJJ06NkVoQ6jKnDBqoxFfX9asri kBrW+rLn5m/OsvXNfhjmQFh371XudoQ8du1eceLJGF8oDMBz3qZaIqKuzDuZR5dOs5QVrn3vHePr U9hdHua1SOW+h0KyDPWn7jjg1kW9xukAzWmGGzNO2oX0K1xIVmSun0y9ZLbvXIXcgMox611PhvSL zVVAgwkQILzOcLGPU/4DrQ2krsSTbsg1DVZGiYKrn3A4qgvw81fxLF5lrZXEcjDAkkYJHjrnnJP5 ivSfDkOg6WHkjUXjx8Nc3LfLkf3V6D+ddVp/iiK5GYQfJBwGVMKB9c9PwrleIi3ozsjh5Lc+ctZ+ FXizTmCxaVNeYIXdAA24HoTg9uhqjL8PfFtqySy+H78oRklEDY+oHSvpPV/Gdray26RzoBIclyMj HtVuLxQkgWVGgmt84LK33frzxz/On7dIfsZWPlaSC5tJDFcRyQyL1WQbT+tK968a8Oa+pfEWh6N4 tsTFdxxk9m24ZD/Svnvx94KvvDE+JEDWcjERzFxhu4HPfHbrWsKikZSg0Y1tqk64IdvzrpNF1uch QxP51yNpFlea17A+WVrVMi1mdqmvvGwBJrah1rFvvJ7Zrz6Wb5xWs8n/ABLv+A0StYE3c2bjxbbj cpcccVyGtazDc3W4EYxXF6q8hmk2k9aoK8hHzE5+tclSR0043ZsxSIYyABU0MEhUsvAqlbj5iD61 1unRqbJuOcVbqWOZQOZtp3S42sTwa2zdFYgc1h3a41JsdPQVq29u9yREI5HLAZ8vkjPGfpWilfUT iTaFZza7rEdrCwVF+eWQ9EQdTXoeqarbx2aWNi4ttOj++6YDOcdeP4vf/CuavjD4W8PLaWwYX14c yyNw23+lc5dakzxbEkbG4Dg8Z9f5GuDEVHUdlsj0MNSUFd7s7CbxItqqiztLaNFGIxMpkP1IPGfw xXO65fa1rUkVnFczyu3zysG+6M/dXsPwrLe4DTMzEkLx/n8a9G8HaS0dss1wv7yX5jnqPaudXud8 Yo5nTvBN35Sv827GTljn8fWrDLq+gSfaI96suNzI2Aw6cjuPUHivToz5eNo6VU1OKK7Qq69eKbRd k+hiaD43aSWNSxSTIOUySR9Dnj27dMV295JY+IdFNjqkYnsLgcuuR5ZGCGHfrjivDPFWkS6Tcm5t w3kbs8dUPt7Vo+FvFc1pKnmMZbWT5ZBvzt/2gP5impuJz1aKKXiTw7N4a1d7KQl4CN0MuOHU+44N ZyMyYz1r2jU4Ytc0F4ZIkkkiBkgfvj0rxu+XyJCJOOcDJ616NCqpq55lWnySGyT/ADCtBr9RZ7Se cVhSvzxmq8s7bcVrJ6GaWo6WJZC5PrWVOiq+BWvCf3Zz6VkXZ/eVySOinuWYOJD9a63S2/0R/pXF wyHz2H+1XYaR81q30pyMYnOXzH+0Wrr/AASjT6lGrSSLAnzYV8DI9sHtx261zc1s0upHyl3HPQcm u8sGbw/4clvZyyu67UQrgk+tOpPkhcqlDnlY4rxtqJvfEN4+5nSI+WmTnpx1rCikYFQxAVPmIHX3 /wA/Smys8xErfekYsAeoqO3zdSi0tjlwdzt6muSOx6K3Oo8H2P8AaurKpG6KAiSQnozZOB+fNew2 iNGgToPWuI8C6dDo1mrSsfm5Y9Sa6y41qSOPdb6dLKOxLBc00jdOyNXn+I8ionXPU8VlWmufaoSZ oWtpOmxjn9ankvB5JYN9D+VDRaZU161+0W0kRAIIxivGr+CXRtUEbZCMTtPr+NerXOpzxMqQx/ap HY5JOAo965jxtptzqukOXtlhuIvnQxsScj6+vSoaFNpo6XwPrQMduXchW+Q55HsawvH1jJZ6rNcQ iWO2k5yhxuPcda5PwtqTraABypUg4zjGK7/xqyXmiW16ZdmU5JyRkgg5x26H8K0w8uWdu5w4iPNG 55zJNvA/TJqo7GrUkKxyEPNGRk4MY3A/4VWda75PQ89bl2A/ufwrHuz+9rWhP7qsa8P72ueR0U9y aNcXDf71djo+fsxGO1cqiHz2/wB6us0tP9FI9qqSOdPUz9NtDd+J0ilJVNpZhnHA7Hj9DVvx5qnn zR2ytiJMKqj2qbQbaSO7u5wp27CA2DxXLa27TXzyfwrnAHUmueu7tLsd2GVot9zI1C4MEL7TlyCM ntxVn4UI0l9LLKSdxPJ781kaoSSycHYpH1JrrfBIhtbXTrmIbY2XY3HRgef5Uo7HRFe9c9UjRYrV SgY9MADP5VyHiTUfG+1RpduLSB2YMUiR5dvGDljjnnt2ru9FnWSAEYwQDmrx09ZXzFM6gg5G6iMr PVXNpwvHexw2jW+sSCJL8M26NWctt+R8cjj3zXVyWMh0eRkP7xBkA1ox6fHA292DydOT0qzaqJI5 cciiWo4I8g13TPEF4saWGpfYo8hswyNGzcdyo3Dn3q9oen67apALvUjdDywksVxIZPMPqGPIPt0r tPscLSPDJ8jKeMHtTjZW1rGzxj94R1NJzvGwlS9654/q1qbDxTdaf8kZmAkRS2MhvT8c16RpemT6 n4Pntru1mdrcbwinBxjnoDx1/WvKfi/cKPHVhGMb1s4yxH+82K9J8EatdabHpV7BOwUv9nlHUYYY B+oIFRflaZjKPMpI821SOSyvHi8uRVzlRtwoHsSx/wAfWpLNi4G8H8a9U19rLVLqYXlnDbXqZHnR Js3Dr8wxz9a8/wBTtVtmKjGR3FeknzI8hySZXd1VDisK7OZeKuSuRnBqjLy1YyVjalK7OnfSp43J xkZz0ro9HtpGi2srHjntXUPZowA2DNWLKy8pwu1lY+1bThZHJGd2YctithZzkKVdh82WyOlee6mo jjY5wxHB9zXp/jBhFaFSc54/D/Iry/V/nXc5GBxXm1JXkz2qMbRRyV2RtducE4H41qeG9atIzb6V M0ovJGzGuMoOueaoXALyFVUZHP0NY+ww+JdLuFx8lwoOfc4/rV09Sm2tj6B8M3LGEAH5a6KPUxHz 0xXHaHJmXGNnmDcB6HuK1ZISIpWJYlMsy9TTudMWa0+oTXUZYZESEMxA5IHpVCy8YZvpIY7Ce3tc na0pX5/cYJx+IFMtdY0+CIrJdRQ9v3jAVHdXumTKPLvICMgkgHH8qoa12JZdSl1DUJDDCVEZG2Xc PnyORj8qfHf+epGehwfas9NUsosrbu079Asa5P4n/GnW7qsUtxdARqAXlP8AdVef5Cs3oLmaPIPH rHUPiHqTj5lh2QL+Cj+pNekeEEeXw8Y+rJGXA91IINed6dC95dXN/MuJLmVpyPTcxIH61654VtTD ZRLjAZAp/Ek1lN3ZglZNkviWFYriObaiiVBlhnr75rhtabkjj8DXqWv6fLc2kSRQh2BHOCcVy9z4 YlnUCYcjpxXo0m+VXPGrQ/eOx5rI2ScVA6NnJU16MPCqRtyo/Gq97oUKOo2jpSnqa0o23PRFgaUA IpJPTAyTW5aJ9msvnJWQ/wB4A4/L/PNUtMEbMS29cc5XOKTU74lX55C9SOgoxVXlXKiMFR5nzHHe LrgTyy8jaCVUc844zXnerJiM5GSM8V3+oxCXvkdBnt/k1y+oWe+U4x7GvM5j2lE457cRq7t+PvWD dRkyI5HKzRup9wc12GpQ4DIozjisBola7t4wQdsyu+PQY4/StYysyXG561Z2jS2SyRkCVcMPrWjb XhuApfKuPlY+h96TQFAgRG6EYzVfVLd7S5aRMru4Ydj71Sd9DZ6amrc2UNzEd8CSoeqsoNZL6PaQ 8RafEuf+mQ/nV3S9XT7kxAb1rVk1CLZ8uPY1oNN7pmXbW6xghYtmepxiuU8eagfLh0WAkNcDfcEd RFn7v1ZsD6A+tdbd36RQySlskA4FcBLb3Da3bXN6CwmOzP8AwIMB/P8AKsJysKWvUdBaqn2RCBuG VYAccHivTtBiRrQdxtx9MAgfyFcctn/pNyg+Y7FdD/Oux8IMJAIifX+dYqV2rkzVos7BYEIlHCkn jPQ1m3IAZvlC4ro7OErlZI2YEdccVBf6bbuHdTcMwGS3lkgCvVhtY8me5wt86hj61zery7Zlwe1d NqccKy4idmPfOMVyusGMTqN3alIInd2M6GBzuVTj7pPX6VmarIRuAwc9a1LHSZo2DcLxjGM1neM7 vTNCsxPrV9DYhuFEhy7/AO6g5NZ4um5O8SsDNRjaehizBmiDSMSD0Arnb66hhlKHGf7uRk1yur/F C1ldodKWSOHOPOlXDd+g7Vyk+pnU2G+cLNkEtux0965VQktWdrxEdlqdzcxSXLMEX649agXRPsyr KFzzk/lWNoHjSLTHW01xg8bvgTx/Nt+vqK9Jt1ttSsRcWcsU8Eg+VozuBqZRlDc6KcoVNjX0T5re Nl7KAa0L5IriDy51OMcMByKzdMDWsew4wegNXfPy21lxn8quI2YEmkMXzDP8n0zT4tHcMN14+zuM VtSQBiSvHuDVeSMKuMkk+prTm0MmtSHTtLS+vre1BbbI+CxPRR1NXdZ8PyR6ddWzqHubX99A4+64 U5xn1xkYqvFgX8aKwV0XIbOMGmatrEyaosjTlHEYUtt2hiM4yTxmsWuZjbcUVrcK8ltcW58wORj1 II6V0WiRvb6tvjVjHnLD045riPD+taNp+oKby9MbSMSpHzJHk55PSu+sbmxiDXdpMl1vOfNQ5U/l VQws3qzKpioLQ9QtNT0/7Mpafy2x/Fkf0rlfF3iWJn8q0m3xL1OWxn8cVyWoa5NKWCsceg6Cua1C aWQEs2BXoRg0tTzpST2JtX1syOcnLeua43V7+VrgHGeK0J8BiawNTlUzDBokhxN/47fEu8sb7+wP DV3LZvbsPtl1AxDlv+eYYHIA74PJ47V4FqN9Pf3JuL65lmuCxDSysXf68/j3pl7cPdXE1xO5eaYt I7sSWLZ55zyT6+9V2O4gAEiToo5JPQfqa0MxSXSTaw2MPl2k42YyD34PXj3pig/Lt3FWOFH94+v8 uKbnhWGBu42KeSRjrSEnkcbiOfoOcfXikAY+XhjgjnjoMdK09C17VNBuPO0m8lt36mMHKsBz869D +NZvH8OSuflX168n3waMjkOcgHLnqW57Umk9GNSad0exaH8YopE8vxJphGePtNjg7j/1zY/yNdtp Xj3wte/JBrNtGQPu3WYSPxcAH8DXzN8wb5gN20ZPGAMDkUYyMYJ7hQOvHWsnQi9tDojiprfU+uLu 5RbNbiKVHiYZV42yD+NQ6YRPOjSlmBPH4DJ/QV8qCZ/sytDM6SRnaSjbd69cn3zx+VWLe/vvKMst 9dmBchVM7Yc4+716evt9ahYe3U1+tp9D6D1rxDplhK09/eQ24ySiMfnYewGSe3avIr7xZcXWsy3F hcSxAn5DIWbf6ZUcfn+lcPMxlcyO252JYkmrlkwm+VsK5PGO5HPStKdFQ1MKleU9NkbjX8sMjGVs sR824quf/QjV/SvE99pzo9ncyRgHgEkqD/wM4/IVzVwjImV+XBwQMD/69Uw5zkHnj3P5mtrmNz6B 8E+M49b32l2UWcLmORTkP6g8AZ78Vsaldxx55BNfOGm38lnfQzo5DIeucmvU9J1dtatzJu/eIdsg 9/X8aUnpcRp6jqB52n8q5m7upHkya2riMBDnrWBdD95XPKTZvBHnjMU2lQ4wdyDHGPX9O1R7vmIj YE/eDt8pGAT6/wD66ORkJy4GSyt/DjkU1yChAJVOWTI5J4B/z7V0mAdB8uVQjhm5ORjOCBQGXBJz syN3IyTz/wDXpG+aQsqruZiVVei8+9NLAnduDsRyMY5P+FAEpDZweXwGJHOBgHOfxpFIyuPlIPyc 9Dxz+PNMUrjbxgcg4PJ9KeSTnd97GOT0AB4pAJhQuegHsDzj+VOAJJDblGRvITle3Htz7U3klQBn +6OORz1pTtABxlRkBsck8dfzoA0/C2t/2LqLzPaRXdtMhhnt3APmITzgnODxR4muNMu9Ynk0C2ub TTW2iCCdgSnALDI/2u/pWTzkjA4JG3ORn2pwBJwqg5IQDHX/AOv0oAOuTk4Y92GSBTAdsgc5OOeD zT+CO+M4BwOQKQ/MPmxhvmPbp/XrQBp2Nx9oi8p2G4DHpn2wOpqg6FWweucYOT396hRnibep5PU+ n+FXbsiTE6jG7hh6Ee9AFZTyB0OPWu7+GE+/VL+AkfNDvA9wR+X3q4RQVyBxxt//AF11Hw0mCeML ZMcSxyL9DsLD/wBBpS2Y0el3qDaa5i7GJa669A2GuTvh++6VytnRA8xbGcBhtAyCy4LcDjjP+frT ejArgE/dAP3Dn9KcWJH8YTJ2DdnDcZ/pSMWy3HJHz/KCByOR6dq7DmGvhgWzknlyR0OT0I/CkGSn DKCCNqdzn/8AV39aRsqPlOF7Hkbhnr/n0pmSDkd+5oAfGAT7dBlgOf8ACpCcg5J6/MdwOTzjH+TU adRngHjgds9aljBZlAXcxO1AQAGye9AAATnIIJ+/hfujjpSoMkYxl/lXIAUg5BJPQHpTQAVz2GPm Pr6fSn/MC4VQGKksODheDwe1ICJOnr/FjP5fjSjjGCCQOMZ5P+P+FKSNzYJKk8EnBx2/pShipBBO cFshu/Y/h/SgAUZB28jAUYXr9aTqSB3OOoGcdqMYHQEDj1BNKcgEDPA28jpk9DQA0kHqepz6nA6A +1SW58s7JSFSRSTkZHtjHTkYpp6kbmH8HB5x347ijrwMJ5hxjouP/wBdAClSrkHqDzxntW/8OQW8 Zadg52iRifYRtWJH+9AIHOeR7dq6n4Wx48RXUrDmG3YL9Syr/Implsxrc9OuhlTXKaguJzXVSuCh rmdRP7+uVnRA8oY9WwuWJBG3gdORScBSF2jaOSCfn5/z+VPYtlgCS4zvcP8AeHHH8/zpjDofm2n7 gOD3/wD112nMI2cjAAPOBu4UZPFR8EcA56/41I5zuz1ySwCgAH29qZwzHOdx6YHU0gF2tjGGyBnG P4euaVVcYwjHcPk4PTPUfl/OlC9DgEHpwcE+lOCrhuAAed2Dwcfd/MgUwFQ5K8EsOEGwYfnv/k04 L8uCCEB+dtvIPPH6fpTWALZwqsxwQc/L055pBtyCVUhDggH73NIBcHd8wwTwe1KMsef4sseewz+v WmjoMkbseucjHApxAPAGSxC8jj/OcUAHuxBz85GTyf8AGgAjsflG5sr0+vt0/Ol4bJB4Zu57D1FJ tHHHU546gD0/X8qAD7vHdR2YHk+lGAB8uOflHHB9etKDzk+pc4wPy/wpM4wWIPGT3z/9egCe1AMo XucgZ5IxXYfDvbHq+qy4wqxhMdOWbP8ASuLiJWRSM/L+FdR4bl8h7/YVy7qeD9TUzV4sadjvnuwQ cVi30mZe1RwzHALE1HcEs+QKwcbGkJXZ5u2PfYCdrbPvnjj/AD60gIJOdg8wYOV4Xn/6360UV1GQ xsD044I5+bnrTFOD24oooAlUnO0Hpwp3YAPrTiVwD/Ceg3dDxkmiigAzy2Tn/np8w557UqbgybA+ 8EeUPx/xoopANBwo27tmQc4/ix0p33dxIwQNvI7n1/DNFFAATg9cAfKOenr+Gc0Fhg4I7KMZ49/5 /nRRQAh78HHXp29aUnJyeR1OT1H+NFFAAnJ6gn8zXR6CWMl4c5BZMe/BoopMT2Or0yykuCp2nbW1 LpewLkdqKKzkaQP/2Q== END:VCARD